Physician Mortgage Lenders in Indiana
Indiana
Indiana's major health systems in Indianapolis, Fort Wayne, and South Bend create opportunities for physicians at every career stage. Indiana physician mortgage programs help doctors purchase homes with no PMI, 0% down payment options, and favorable terms that account for student loan debt and future income growth.
Premiere Lenders
Alliant Credit Union offers an industry-leading Medical Professional Loan Program designed to support physicians and medical professionals through career transitions, relocations, and early earning years. The program is available nationwide (except Maryland) and is known for its high loan limits, flexible student loan treatment, and no private mortgage insurance.
Alliant treats its physician loan as a core lending product, allowing for consistent underwriting, conforming and non-conforming options, and flexible qualification for both new and established medical professionals.
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Atlantic Union Bank is a regional financial institution offering specialized mortgage solutions for medical and healthcare professionals. Atlantic Union provides a physician mortgage program designed to help doctors and clinicians purchase a home with flexible underwriting, low down payment options, and student loan considerations that reflect the realities of medical careers.
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Lake Michigan Credit Union (LMCU) is a member-owned financial institution headquartered in Grand Rapids, Michigan. With roots dating back to 1933, LMCU is one of the largest credit unions in Michigan and serves members in multiple states. Its physician mortgage program is designed to offer tailored financing solutions for medical professionals purchasing a primary residence. LMCU services its own mortgages for the lifetime of the loan, meaning borrowers typically maintain a single point of contact throughout the life of their mortgage.
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Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank®, and an affiliate of Wintrust Financial Corporation.
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Lenders
First Citizens Bank offers a physician mortgage program designed for medical professionals seeking flexible, high-balance financing with no private mortgage insurance. The program supports both early-career and established physicians and allows for alternative treatment of student loan debt, future employment income, and tiered down payment structures for higher loan amounts.
This program is built to accommodate doctors purchasing or refinancing primary or secondary homes, as well as those building new homes through construction-to-permanent financing.
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First Community Mortgage provides a wide range of mortgage solutions for medical professionals, offering flexible underwriting and high loan limits tailored to physicians and healthcare borrowers. The program is designed to support residents, fellows, and established providers, including those with contract income, 1099 earnings, and non-traditional financial profiles. First Community Mortgage also offers financing to non-permanent residents with lawful work authorization, subject to standard guidelines.
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Flagstar Bank is historically one of the largest lenders in the United States, ranking among the top 10 nationally for residential mortgage origination. Flagstar is licensed to lend in every state and offers relationship pricing for Private Clients with loan amounts up to $10 million. The bank provides flexible professional mortgage programs designed for doctors, attorneys, certified public accountants, and other qualifying professionals seeking low down payment and competitive rate options.
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Genisys Credit Union offers custom-tailored physician mortgages with loan amounts up to $5,000,000. The program uses a common-sense underwriting approach based on the borrower’s demonstrated ability to repay. Genisys is a full-service financial institution offering deposit, auto, and mortgage products, with a specialty in high-end mortgage lending.
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Green State Mortgage is a boutique lender with access to competitive rates and mortgage programs. The company focuses on tailoring lending solutions to meet each borrower’s individual needs.
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Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services.
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Novus Home Mortgage offers a home loan program for medical professionals designed to help borrowers purchase a home early in their careers, including before starting a new job. Novus is a nationwide portfolio and correspondent lender with in-house underwriting, allowing for faster and more flexible loan processing.
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Oak Leaf Community Mortgage, powered by North Shore Trust and Savings with over 100 years in banking, provides mortgage solutions designed around each borrower’s unique scenario. The company focuses on identifying the optimal financing structure through expanded access to a wide range of mortgage options, with a strong emphasis on communication, service, and on-time execution.
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PhysicianLoans originated as a family business in 1993 and grew into one of the most trusted brands for doctors in the physician loan space. The company specializes in financing for medical professionals and is an approved member benefit for the AMA, AOA, and SOMA. Their loan officers focus exclusively on physician financing and provide guidance, expertise, and customer service rather than high-pressure sales.