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Genisys Credit Union

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Program Details

Program Details

Program Details

Genisys provides physician mortgage solutions designed for high loan amounts, flexible underwriting, and construction financing under the same terms as purchase loans. The program is structured to support borrowers with complex financial scenarios.

Terms

Terms

Terms

Financing Options

  • 0% down up to $1,500,000

  • 10% down up to $2,000,000

  • 15% down up to $2,500,000

  • 20% down to $4,000,000+

  • No adjustments for condominiums or new construction loans

Loan Products

  • 5/6 ARM

  • 7/6 ARM

  • 10/6 ARM

  • 10-year fixed

  • 15-year fixed

  • 20-year fixed

  • 30-year fixed

Financing Options

  • 0% down up to $1,500,000

  • 10% down up to $2,000,000

  • 15% down up to $2,500,000

  • 20% down to $4,000,000+

  • No adjustments for condominiums or new construction loans

Loan Products

  • 5/6 ARM

  • 7/6 ARM

  • 10/6 ARM

  • 10-year fixed

  • 15-year fixed

  • 20-year fixed

  • 30-year fixed

Strengths

Strengths

Strengths

  • Common-sense underwriting approach

  • Bridge financing available for buyers selling a current home

  • Physician construction loans under the same terms as purchase

  • No reserves required on most products

  • Competitive rates

Strengths

  • Common-sense underwriting approach

  • Bridge financing available for buyers selling a current home

  • Physician construction loans under the same terms as purchase

  • No reserves required on most products

  • Competitive rates

Disclaimers

Disclaimers

Disclaimers

  • We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

  • All loans are subject to credit approval and underwriting guidelines.

Disclaimers

  • We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

  • All loans are subject to credit approval and underwriting guidelines.

Eligible Degrees

Eligible Degrees

Eligible Degrees

DC

DDS/DMD

Fellow

Intern

MD/DO

CRNA

NP

OTD/MOT

OD

PharmD

DPT

PA

DPM

DPM

RN

Resident

= Eligible

= Not Eligible

Eligible Degrees

DC

DDS/DMD

Fellow

Intern

MD/DO

CRNA

NP

OTD/MOT

OD

PharmD

DPT

PA

DPM

DPM

RN

Resident

= Eligible

= Not Eligible

Approved States

Approved States

Approved States

AL

AR

CO

CT

DE

IL

IN

IA

KY

MD

MI

MN

MS

MT

NE

NM

OH

OK

OR

PA

RI

SD

TN

UT

WI

WV

WY

DC

CA

GA

NJ

NC

VA

SC

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