Atlantic Union Bank

Also Available:
This program is offered in the same states, with the same LTVs and same underwriting guidelines across all program tiers.

Eligible Professionals

You must be one of the following licensed professionals:

• Medical Doctors (M.D.)

• Osteopathic Physicians (D.O.)

• Dentists (D.D.S. / D.M.D.)

• Veterinarians (D.V.M.)

• Podiatrists (D.P.M.)

• Chiropractors

• Optometrists

• Ophthalmologists

• Pharmacists

Also eligible:

• Licensed medical residents*

• Interns*

• Fellows

* Must meet program employment/start-date requirements.

Key Features

• Up to 100% financing with no PMI

• Interest rate discount with automatic payments from an Atlantic Union Bank deposit account

• No limit on time out of residency

• Deferred student loans (12+ months) may be excluded from DTI

• Future income may be used with an employment contract and start date within 90 days of closing

• Same guidelines across all approved states

• Same LTV structure across all program tiers

Loan Limits by Down Payment

Available Loan Programs

• 30-year fixed

• 15-year fixed

• 10/1 ARM

• 7/1 ARM

All programs follow the same LTVs and qualification guidelines.

Key Benefits

• Designed specifically for medical and healthcare professionals

• Low or no down payment while preserving cash

• Flexible qualification rules for new graduates and relocating d