Liberty Federal Credit Union

Program Details

Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty has been recognized on a state level by Forbes as one of Indiana’s best financial institutions. In recent years, the credit union has also received acclaim on a national level, including being named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appearing on Newsweek’s list of America’s Best Banks in 2022.

Liberty Federal Credit Union excels in providing value through better loan options for borrowers. For instance, the credit union offers an uncommonly wide variety of mortgage options to ensure the best fit for its members. According to the American Credit Union Mortgage Association, Liberty FCU was the Midwest’s top credit union in 2021 total first mortgage originations.

Terms

No Private Mortgage Insurance (PMI)
100% financing up to $970,800 loan amounts
95% financing for $970,801 to $1,500,000 loan amounts
90% financing for $1,500,001 to $2,000,000 loan amounts
Purchases and rate/term refinances are eligible
Low credit score requirement of 680, plus free in-house credit repair

No Private Mortgage Insurance (PMI)
100% financing up to $970,800 loan amounts
95% financing for $970,801 to $1,500,000 loan amounts
90% financing for $1,500,001 to $2,000,000 loan amounts
Purchases and rate/term refinances are eligible
Low credit score requirement of 680, plus free in-house credit repair

Strengths

Whether you just began your residency or you are an established physician, Liberty FCU is dedicated to helping you secure the home of your dreams.

This program is available to residents, fellows, new, and established physicians alike. 4 We will gladly work with you and your busy schedule. Pre-qualification can be done easily online or through email.

Strengths

Whether you just began your residency or you are an established physician, Liberty FCU is dedicated to helping you secure the home of your dreams.

Disclaimers

Loans are subject to credit review and approval. Closing costs may apply. Liberty FCU mortgage lending product availability may vary based on property location. A sample principal and interest payment on a (7)-year $500,000 adjustable-rate loan amount with a 3.500% interest rate (3.575% APR) is $6,719.93. Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Actual interest rate may vary based on credit history. Additional rates and programs available. Visit us online for current rate information. Contact a Liberty FCU mortgage loan officer for more details.

Disclaimers

Eligible Degrees

DDS/DMD

Fellow

Intern

MD/DO

CRNA

OTD/MOT

PharmD

DPT

DPM

Resident

= Eligible

= Not Eligible

Eligible Degrees

DDS/DMD

Fellow

Intern

MD/DO

CRNA

OTD/MOT

PharmD

DPT

DPM

Resident

= Eligible

= Not Eligible

Approved States

BANKER

No Banker Currently Available.

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