Physician Mortgage Lenders in

South Carolina

South Carolina's healthcare hubs in Charleston, Columbia, Greenville, and coastal communities attract physicians seeking career growth and lifestyle. South Carolina physician mortgage programs offer no PMI, 0% down payment options, and favorable terms—helping doctors purchase homes near MUSC, Prisma Health, and regional systems.

Silhouette of palm trees near Edisto Beach, SC.
Dentist facing the camera and smiling
Dentist facing the camera and smiling

Premiere Lenders

Alliant Credit Union offers an industry-leading Medical Professional Loan Program designed to support physicians and medical professionals through career transitions, relocations, and early earning years. The program is available nationwide (except Maryland) and is known for its high loan limits, flexible student loan treatment, and no private mortgage insurance.

Alliant treats its physician loan as a core lending product, allowing for consistent underwriting, conforming and non-conforming options, and flexible qualification for both new and established medical professionals.

View Bank Details
Atlantic Bnk Logo
Atlantic Bnk Logo
Atlantic Bnk Logo

Atlantic Union Bank is a regional financial institution offering specialized mortgage solutions for medical and healthcare professionals. Atlantic Union provides a physician mortgage program designed to help doctors and clinicians purchase a home with flexible underwriting, low down payment options, and student loan considerations that reflect the realities of medical careers.

View Bank Details
First Citizens Bank logo
First Citizens Bank logo
First Citizens Bank logo

First Citizens Bank offers a specialized Medical Mortgage program designed to support physicians and healthcare professionals through every stage of their careers. Through its partnership with White Coat Investor, First Citizens provides flexible underwriting, high loan limits, and low-down-payment options to help medical borrowers purchase or build their homes while preserving cash.

View Bank Details

First Horizon Bank offers a physician mortgage program designed for medical professionals who need flexible financing during career transitions, relocations, and home purchases in competitive markets. The program supports both early-career and established physicians, including those who do not fit traditional conventional lending guidelines.

First Horizon treats its physician loan as a core relationship product, allowing for higher loan limits, low down payment options, and fewer restrictions related to time out of training.

View Bank Details

First National Bank of Pennsylvania (FNB) is a regional banking institution offering a physician-focused mortgage program designed to help medical professionals purchase or refinance with low to no down payment and flexible product options. This program is featured through White Coat Investor’s partner network and is structured to accommodate high-earning professionals early in their careers.

View Bank Details