Physician Mortgage Lenders in Louisiana
Louisiana
Louisiana physicians relocating to New Orleans, Baton Rouge, Shreveport, or communities throughout the Pelican State need specialized mortgage solutions. Louisiana physician mortgage programs offer no PMI, 0% down payment options, and favorable debt calculations—helping doctors purchase homes near Ochsner, LCMC Health, and other major systems.
Premiere Lenders
Alliant Credit Union offers an industry-leading Medical Professional Loan Program designed to support physicians and medical professionals through career transitions, relocations, and early earning years. The program is available nationwide (except Maryland) and is known for its high loan limits, flexible student loan treatment, and no private mortgage insurance.
Alliant treats its physician loan as a core lending product, allowing for consistent underwriting, conforming and non-conforming options, and flexible qualification for both new and established medical professionals.
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First Horizon Bank offers a physician mortgage program designed for medical professionals who need flexible financing during career transitions, relocations, and home purchases in competitive markets. The program supports both early-career and established physicians, including those who do not fit traditional conventional lending guidelines.
First Horizon treats its physician loan as a core relationship product, allowing for higher loan limits, low down payment options, and fewer restrictions related to time out of training.
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Lenders
First Citizens Bank offers a physician mortgage program designed for medical professionals seeking flexible, high-balance financing with no private mortgage insurance. The program supports both early-career and established physicians and allows for alternative treatment of student loan debt, future employment income, and tiered down payment structures for higher loan amounts.
This program is built to accommodate doctors purchasing or refinancing primary or secondary homes, as well as those building new homes through construction-to-permanent financing.
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Flagstar Bank is historically one of the largest lenders in the United States, ranking among the top 10 nationally for residential mortgage origination. Flagstar is licensed to lend in every state and offers relationship pricing for Private Clients with loan amounts up to $10 million. The bank provides flexible professional mortgage programs designed for doctors, attorneys, certified public accountants, and other qualifying professionals seeking low down payment and competitive rate options.
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Novus Home Mortgage offers a home loan program for medical professionals designed to help borrowers purchase a home early in their careers, including before starting a new job. Novus is a nationwide portfolio and correspondent lender with in-house underwriting, allowing for faster and more flexible loan processing.
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Oak Leaf Community Mortgage, powered by North Shore Trust and Savings with over 100 years in banking, provides mortgage solutions designed around each borrower’s unique scenario. The company focuses on identifying the optimal financing structure through expanded access to a wide range of mortgage options, with a strong emphasis on communication, service, and on-time execution.