Physician Mortgage Lenders in

Florida

Florida's massive healthcare industry—spanning Miami, Tampa, Orlando, Jacksonville, and beyond—creates tremendous opportunities for physicians. Florida physician mortgage programs help doctors navigate the state's diverse real estate markets with 0% down payment options, no PMI, and terms designed for medical professionals at every career stage.

City street with palm trees in Jacksonville, FL.
Dentist facing the camera and smiling
Dentist facing the camera and smiling

Premiere Lenders

Alliant Credit Union offers an industry-leading Medical Professional Loan Program designed to support physicians and medical professionals through career transitions, relocations, and early earning years. The program is available nationwide (except Maryland) and is known for its high loan limits, flexible student loan treatment, and no private mortgage insurance.

Alliant treats its physician loan as a core lending product, allowing for consistent underwriting, conforming and non-conforming options, and flexible qualification for both new and established medical professionals.

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First Horizon Bank offers a physician mortgage program designed for medical professionals who need flexible financing during career transitions, relocations, and home purchases in competitive markets. The program supports both early-career and established physicians, including those who do not fit traditional conventional lending guidelines.

First Horizon treats its physician loan as a core relationship product, allowing for higher loan limits, low down payment options, and fewer restrictions related to time out of training.

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First National Bank of Pennsylvania (FNB) is a regional banking institution offering a physician-focused mortgage program designed to help medical professionals purchase or refinance with low to no down payment and flexible product options. This program is featured through White Coat Investor’s partner network and is structured to accommodate high-earning professionals early in their careers.

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Lake Michigan Credit Union (LMCU) is a member-owned financial institution headquartered in Grand Rapids, Michigan. With roots dating back to 1933, LMCU is one of the largest credit unions in Michigan and serves members in multiple states. Its physician mortgage program is designed to offer tailored financing solutions for medical professionals purchasing a primary residence. LMCU services its own mortgages for the lifetime of the loan, meaning borrowers typically maintain a single point of contact throughout the life of their mortgage.

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Wintrust Logo
Wintrust Logo
Wintrust Logo

Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank®, and an affiliate of Wintrust Financial Corporation.

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