Physician Mortgage Lenders in California
California
California's high-cost housing markets—from Los Angeles to San Francisco to San Diego—make physician mortgage loans essential for doctors entering the state's world-renowned health systems. California physician mortgage programs offer higher loan limits, no PMI, and 0% down options designed to help medical professionals compete in competitive real estate markets.
Premiere Lenders
Alliant Credit Union offers an industry-leading Medical Professional Loan Program designed to support physicians and medical professionals through career transitions, relocations, and early earning years. The program is available nationwide (except Maryland) and is known for its high loan limits, flexible student loan treatment, and no private mortgage insurance.
Alliant treats its physician loan as a core lending product, allowing for consistent underwriting, conforming and non-conforming options, and flexible qualification for both new and established medical professionals.
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Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank®, and an affiliate of Wintrust Financial Corporation.



