United Bank

Program Details

United Bank provides a professional mortgage program tailored to medical professionals seeking low or no down payment options, no PMI, and flexible loan structures. The program is available only within a defined lending territory and supports early-career and established borrowers.

Terms

Program Type

Professional Program

Financing Options

No down payment options available depending on loan amount and product type

Occupancy

Primary residence only

Mortgage Insurance

No private mortgage insurance required

Loan Products

Adjustable rate options
Fixed rate options

Lending Territory

VA, MD, DC, DE, GA, NC, SC, WV, KY**, OH**, PA**
Property must be located within 90 miles of a United Bank branch

Eligibility Conditions

Applicants may still be in residency, internship, or fellowship (with restrictions)

Program Type

Professional Program

Financing Options

No down payment options available depending on loan amount and product type

Occupancy

Primary residence only

Mortgage Insurance

No private mortgage insurance required

Loan Products

Adjustable rate options
Fixed rate options

Lending Territory

VA, MD, DC, DE, GA, NC, SC, WV, KY**, OH**, PA**
Property must be located within 90 miles of a United Bank branch

Eligibility Conditions

Applicants may still be in residency, internship, or fellowship (with restrictions)

Strengths

Low down payment options
No private mortgage insurance required
Purchase or no cash-out refinance options
Adjustable and fixed rate options

Strengths

Low down payment options
No private mortgage insurance required
Purchase or no cash-out refinance options
Adjustable and fixed rate options

Disclaimers

United Bank | NMLS# 522399 | Equal Housing Lender | Member FDIC
Advertising notice – not a commitment to lend – subject to program availability
All loan applications are subject to credit and property approval
Rates, fees, terms, and conditions are subject to change without notice
Flood and/or property hazard insurance may be required

Disclaimers

United Bank | NMLS# 522399 | Equal Housing Lender | Member FDIC
Advertising notice – not a commitment to lend – subject to program availability
All loan applications are subject to credit and property approval
Rates, fees, terms, and conditions are subject to change without notice
Flood and/or property hazard insurance may be required

Eligible Degrees

DDS/DMD

Fellow

Intern

MD/DO

CRNA

OTD/MOT

PharmD

DPT

DPM

Resident

= Eligible

= Not Eligible

Eligible Degrees

DDS/DMD

Fellow

Intern

MD/DO

CRNA

OTD/MOT

PharmD

DPT

DPM

Resident

= Eligible

= Not Eligible

Approved States

BANKER

No Banker Currently Available.

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