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Arvest

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Program Details

Program Details

Program Details

Financing Options

  • Up to 103% financing with no down payment for physicians and CRNAs up to $1,250,000

  • 95% financing up to $1,750,000
    These options may also apply to construction-to-permanent loans — contact the lender for details.

Mortgage Insurance

  • No private mortgage insurance (PMI) is required, which may lower monthly payment costs.

Applicant Eligibility

  • Residents and fellows are eligible if schooling is complete and an employment contract is provided.

Eligible Professions

  • MD, DO, DDS, DMD

  • Residents, fellows

  • CRNA

  • OD (optometrist)

  • DPM (podiatrist)

Key Benefits

  • Very high LTV options, including up to 103% financing for qualified borrowers.

  • No PMI requirement even at low or zero down payment levels.

  • Residents and fellows can qualify prior to starting employment with a contract.

  • Expanded eligibility including multiple healthcare professions.

  • Construction-to-permanent flexibility when coordinated with lender.

Terms

Terms

Terms

  • Up to 103% Mortgage Financing* with no money down for Physicians and CRNA’s up to $1,250,000

  • 95% Financing up to $1,750,000

  • No Private Mortgage Insurance (PMI)

  • Student loans excluded if deferred for 12 months after closing

  • Residents/Fellows are eligible if schooling has been completed and under contract for employment/residency

  • Close up to 4 months before you start your job

  • New Construction available

  • Up to 103% Mortgage Financing* with no money down for Physicians and CRNA’s up to $1,250,000

  • 95% Financing up to $1,750,000

  • No Private Mortgage Insurance (PMI)

  • Student loans excluded if deferred for 12 months after closing

  • Residents/Fellows are eligible if schooling has been completed and under contract for employment/residency

  • Close up to 4 months before you start your job

  • New Construction available

Strengths

Strengths

Strengths

  • Innovative payment processing solutions.

  • Checking/Savings accounts with digital convenience for you and your practice at no extra charge.

  • Dedicated Private Banking option to manage business and personal finances.

  • Finance in closing costs, close with $0 out of pocket expense.

  • H1B Visa accepted.

  • Close up to 4 months before you start your job.

  • Get an additional 25% of purchase price, separate loan, for home improvement projects.

Strengths

  • Innovative payment processing solutions.

  • Checking/Savings accounts with digital convenience for you and your practice at no extra charge.

  • Dedicated Private Banking option to manage business and personal finances.

  • Finance in closing costs, close with $0 out of pocket expense.

  • H1B Visa accepted.

  • Close up to 4 months before you start your job.

  • Get an additional 25% of purchase price, separate loan, for home improvement projects.

Disclaimers

Disclaimers

Disclaimers

Any financing over 100% must be used for taxes, insurance and other closing costs. Financing is available for eligible applicants and professions. Credit, income and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.

Disclaimers

Any financing over 100% must be used for taxes, insurance and other closing costs. Financing is available for eligible applicants and professions. Credit, income and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.

Eligible Degrees

Eligible Degrees

Eligible Degrees

DC

DDS/DMD

Fellow

Intern

MD/DO

CRNA

NP

OTD/MOT

OD

PharmD

DPT

PA

DPM

DPM

RN

Resident

= Eligible

= Not Eligible

Eligible Degrees

DC

DDS/DMD

Fellow

Intern

MD/DO

CRNA

NP

OTD/MOT

OD

PharmD

DPT

PA

DPM

DPM

RN

Resident

= Eligible

= Not Eligible

Approved States

Approved States

Approved States

AR

KS

MO

OK

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