Wintrust Mortgage

Approved States


Wintrust Physician Mortgage Program

Program Details

  • Financing Options- 100% to $850K, 97% to $1.25M, 95% to 1.5M, 90% to $2M, and 80% to $3M
  • Credit Score Ranges- 680 for 20% down, 700 for 10% or 5% down, 720 for 3% down, and 740 for 0% down.
  • 7/6 and 10/6 Adjustable Rate Mortgages (ARMs)
  • Deferred medical student debt may not affect your qualifying loan amount.
  • Purchase and rate/term refinance for primary residence.
  • MD, DO, DPM, DMD, DDS, Oral Surgeons, Chiropractors, Pharmacists, and Veterinarians

Formed in 1979 in Denver, Colorado, Wintrust Mortgage is one of the top 20 bank-owned retail mortgage originators and loan servicers in the country, originating in excess of $4 billion in loans annually, in all 50 states. We offer competitive pricing and a wide variety of mortgage products for the first-time homebuyer to the seasoned veteran, as well as the technology and support staff to ease you through the process.

With more than 65 lending offices across the U.S., and more than 175 bank branch locations, Wintrust Mortgage is committed to serving the financial needs of homeowners across the nation.

Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank®, and an affiliate of Wintrust Financial Corporation. Headquartered in Rosemont, Illinois, Wintrust companies also offer community and business banking, wealth management services, and insurance premium financing.

Faisal Hassan


Darick Hensel

Physician Mortgage Specialist

Email: [email protected]


Darick, brings 20 years of mortgage experience to every consultation, with seven years of expertise working with physician mortgages, offering invaluable insights into this specialized option. He is driven by personal experience, being married to a general surgeon, he has firsthand insight in navigating the financial landscapes of buying a home, relocating, and trying to decide what makes the most financial sense. This provides a deeper understanding of the unique advantages and stresses a...

Member FDIC. Equal Housing Lender