Huntington Bank

Approved States

CO, FL, IL, IN, IA, KS, KY, LA, MI, MN, MO, MT, NE, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, UT, VA, WA, WI, WY

Huntington Bank Physician Mortgage Specialist

Dr. Home Loans Huntington Bank

Loans are available to DO, DMD, DVM, DDS, and MD for owner-occupied 1-2 unit residences, condos, and townhomes.

You may obtain a 15-year or 30-year fixed or ARMS of 1/6, 3/6, 5/6, 7/6, 10/6, and 15/6. There is no prepayment penalty.

If self-employed you must have a minimum of one full year of tax returns to be given consideration. An active employment contract is acceptable with proof of sufficient income and reserves.

The minimum reserve amount is two months PITI for a loan of up to $620,000 and six-months PITI for jumbo loans.

Financing available:

  • 100% financing for up to $1,000,000 with a 700 FICO score
  • 95% financing for up to $1,250,000 with a 700 FICO score
  • 90% financing for up to $2,000,000 with a 700 FICO score

If your FICO score is below 700 you may contact Huntington Bank for additional options.

For additional details please contact our preferred Banker.

Tejinder Singh

Over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next. He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling. He and his wife already have tickets to the 150th British Open! Get to know Darick too.

Bankers

Jessica Hegge

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serve my customer with compassion, integrity, and tenacity. My passion is to go above and beyond my regular duties as a Loan Officer and help borrowers.A dedicated professional with more than 17 years of experience. Client-focused, service-driven, goal-oriented, exceptional work ethic, integrity.

Member FDIC. Equal Housing Lender