Approved States

CO, IL, IN, KS, KY, LA, MI, MN, MO, MT, NE, NM, ND, OH, OK, PA, SD, TN, UT, VA, WI, WY

Huntington Bank Physician Mortgage Specialist

Dr. Home Loans Huntington Bank

Loans are available to DO, DMD, DVM, DDS, and MD for owner-occupied 1-2 unit residences, condos, and townhomes.

You may obtain a 15-year or 30-year fixed or ARMS of 1/6, 3/6, 5/6, 7/6, 10/6, and 15/6. There is no prepayment penalty.

If self-employed you must have a minimum of one full year of tax returns to be given consideration. An active employment contract is acceptable with proof of sufficient income and reserves.

The minimum reserve amount is two months PITI for a loan of up to $620,000 and six-months PITI for jumbo loans.

Financing available:

  • 100% financing for up to $1,000,000 with a 700 FICO score
  • 95% financing for up to $1,250,000 with a 700 FICO score
  • 90% financing for up to $2,000,000 with a 700 FICO score

If your FICO score is below 700 you may contact Huntington Bank for additional options.

For additional details please contact our preferred Banker.

Bankers

Darick Hensel

Mortgage Banker

Going on 20 years of mortgage lending experience, Darick can easily say he is an expert in mortgage lending. When it comes to specializing in physician loans it becomes personal. Being married to a physician he understands the financial hurdles; whether you are just starting out or have been attending for some time. Darick will be an advocate for your financial goals and help you understand the best way to take advantage of one of the strongest mortgage products in the country. After helping 100...