
Approved States
FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV
Fifth Third Bank Physician Mortgage Specialist
Dr. Home Loans Fifth Third Bank
MD, DO, DPM and established DDS or DMD
•Soft or declining markets do not require additional down payment
•No Private Mortgage Insurance required
•Non-Permanent Resident Alien with a H1 Work VISA are acceptable (must demonstrate continued employment)
•No additional money down on condominiums
•Purchase or refinance
•Can close up to 90 days before future employment begins
New Physician Loan Program- Intern/ Resident/ Fellow OR Practicing/ Attending Physician for less than 1 year
•720 credit score required for 0% down up to $750,000
•5% down on loan amounts of $750,001 – $1,000,000
Established Physician Program- Attending/ Practicing Physicians greater that 1 year
•Dentist now available.
•Up to $750K with no down payment required
•5% down required if greater than $750K up to $1,000,000
•15% down required if greater than $1MM up to $1.5MM
•No limit of years after training
•Refinance Loans available
•720 Credit score required