Approved States
FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV
Fifth Third Bank Physician Mortgage Specialist
Dr. Home Loans Fifth Third Bank
MD, DO, DPM, DMD, DVM, DDS and OD
•No Private Mortgage Insurance required
•Non-Permanent Resident Alien with a H1 Work VISA are acceptable (must demonstrate continued employment)
•No additional money down on condominiums
•Purchase or refinance
•Can close up to 90 days before future employment begins
New Physician Loan Program- Intern/ Resident/ Fellow OR Practicing/ Attending Physician for less than 1 year
•700 Credit Score with 100% Financing up to $750,000
•720 Credit Score with 100% Financing up to $1,000,000
Established Physician Program- Attending/ Practicing Physicians greater that 1 year
•Zero Down up to $1,000,000
•5% Down from $1,000,001 to $1,500,000
•10% Down from $1,500,001 to $2,000,000
•No limit of years after training
•Refinance Loans available
•720 Credit score required
•700 Credit Score required, except for 100% Financing up to $1,000,000, then minimum credit score is 720 (same as New Physician)