Cadence Bank

Approved States


Cadence Bank Physician Mortgage Specialist

Dr. Home Loans Cadence Bank

  • 0% down up to $1,000,000
  • 10% down up to $1,500,000
  • 15% down up to $2,000,000
  • No PMI
  • Can purchase up to 60 days prior to the start of employment contract  – great for relocating physicians
  • Must have at least 680 credit score
  • Eligible professions include MD, DO, DDS(Oral Surgeons Only)
  • Must be out of or finishing Residency/Fellowship (Current Residents/fellows are not eligible)
  • Must be a US Citizen or Permanent Resident Alien
  • Attached or detached single-family residences, and PUD(a type of condo/townhome)
  • Available in 30 and 15-year Fixed OR 5/1 year ARM
  • Construction loans up to 80% LTV are available

Physician loans are different animals.  They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess.  All of the loan officers listed on this blog specialize with doctors ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Physician Loan Specialist to contact you?  We’ve made it really easy. Drop your name and preferred contact method in the form on this page and We’ll let him know you’re looking for him.

Faisal Hassan

Member FDIC. Equal Housing Lender