Approved States

MA, NY

Berkshire Bank Physician Mortgage Specialist

Dr. Home Loans Berkshire Bank

  • Minimum credit score of 700
  • 0% Down up to $1,000,000
  • 5% Down up to $1,250,000
  • 10% Down up to $2,000,000
  • Available in 15-yr and 30-yr Fixed or 7/1 and 10/1 ARMs
  • Owner-occupied primary residence only: including single-family attached or stand-alone, PUDs, and condominiums
  • No PMI
  • Close 90 days prior to the start of an employment contract
  • H1B Visa eligible
  • 1099 with less than 1-year history allowed

Physician loans are different animals.  They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess.  All of the loan officers listed on this blog specialize with doctors ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Physician Loan Specialist to contact you? We’ve made it really easy. Drop your name and preferred contact method in the form on this page and We’ll let him know you’re looking for him.