Approved States
DE, DC, GA, IN, MD, NC, PA, SC, TN, VA
Qualifications Required
You must be one of the following licensed professionals:
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Medical Doctors (M.D.)
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Osteopathic Physicians (D.O.)
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Dentists (D.D.S. / D.M.D.)
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Veterinarians (D.V.M.)
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Podiatrists (D.P.M.)
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Chiropractors
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Optometrists
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Ophthalmologists
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Pharmacists
Also eligible:
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Licensed medical residents*
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Interns*
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Fellows
*Must meet program employment/start-date requirements.
Key Features
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Up to 100% financing with no mortgage insurance (PMI)
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Interest rate discount available with automatic payments from an Atlantic Union Bank deposit account
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No limit on time out of residency
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Deferred student loans (12+ months) may be excluded from debt-to-income calculations
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May qualify using future income with an employment contract and a start date within 90 days of closing
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Fixed-rate and adjustable-rate mortgage options available
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Loan limits by down payment:
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0% down: up to $1,000,000
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5% down: up to $1,500,000
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10% down: up to $2,000,000
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Key Benefits
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Designed specifically for medical and healthcare professionals
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Allows low or no down payment while preserving cash
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Flexible qualification rules for new graduates and relocating doctors
Bankers
