Reid Thompson & Doug AdamsonPhysician Mortgage Specialists at Fulton Bank Reid Thompson and Doug Adamson are Physician Mortgage Specialists and Certified Mortgage Advisors at Fulton Bank, dedicated to providing tailored financial solutions and navigating the financial complexities faced by medical professionals. They have been serving the unique mortgage planning needs of residents, fellows, attending physicians, and private practitioners for a combined 27 years. Their offerings include rare mortgage options like 100% financing up to $1.5 million, 95% financing up to $2.0 million, and 90% financing up to $3.0 million. Reid and Doug offer both adjustable-rate mortgages with terms fixed for 3, 5, 7, 10 and 15 years, along with traditional 15-year and 30-year fixed loans. They offer physicians the ability to close transactions up to 90 days before starting a new employment contract. Key benefits of their service include no requirement for private mortgage insurance (PMI), no reserve funds, the use of gift funds from family to cover closing costs and down payment, and the option to qualify using non-occupant co-borrower income.  Reid and Doug's expert knowledge and dedicated approach make them reliable partners for medical professionals looking to navigate the home buying journey with confidence and ease.